We deal with all types of insurance from personal, group, business and medical.
Personal:
International Term Insurance: This policy is active for a fixed amount of time and will pay out a lump sum upon death to the client’s beneficiary. At the end of the policies term, the premium and cover will stop. If you stop paying the premium at any stage of the policy, it will become lapsed.
Whole of Life Insurance: This policy provides lifetime coverage until death with the insurance pay-out going to policy holder’s beneficiary. The whole of life premium builds towards a cash value which acts like a savings policy as well as a death benefit.
Critical Illness Cover: This policy is designed to protect you if you were to get a critical illness. Once diagnosed you will receive a lump sum equal to the sum assured. This policy can be independent but often added on to a life insurance policy.
Income Protection Insurance: This policy will pay out a fixed income based on your earnings if you are unable to work due to illness or injury. It will continue to pay out until retirement, death or your return to work.
To find out more about any of the personal insurance policies please click here: